Wintering in Florida? The Snowbird Attorney Discusses what you Need to Know if You Are a Canadian Injured in florida
Winter has arrived and many Ontario residents will be travelling to Florida for a vacation or many have already settled in to start enjoying their winter stay in Florida. Although we never expect accidents to happen, car accidents can happen anytime and anywhere. For Ontario residents, it is particularly stressful if you were involved in a car accident while visiting the United States.
Although some Canadians will be flying and renting a car, many Canadians also drive the long distance from Ontario to Florida. If you are a Canadian resident that has been injured while travelling to or while visiting Florida, it can be very confusing to determine where to obtain help for your accident claim.
If the accident involved a motor vehicle, such as a car or motor vehicle striking a cyclist or pedestrian then at least part of your claim for insurance benefits must proceed in Ontario. It may surprise you to know that when a Canadian is injured in a car accident in Florida, very often the claims for losses are primarily paid by a Canadian auto insurance policy.
Ontario has a no-fault benefits system known as statutory accident benefits that provide certain basic coverage for Ontario residents that are injured in accidents involving motor vehicles. These benefits are available for accidents occurring in Canada or the United States. Such benefits must be accessed in Ontario, and any litigation arising out of entitlement to these benefits needs to be commenced in Ontario.
In our experience, we find that the Ontario Accident Benefits Insurance will reimburse for reasonable and necessary medical expenses incurred while in the United States. The medical bills are usually recoverable from either your insurance company or the insurance provider for the at-fault vehicle. Often, the medical providers in the United States will cooperate with your lawyer in an effort to have your medical bills reimbursed by an insurance company.
If you are a resident of Ontario Canada and have been involved in a car accident in Florida, seek medical attention as soon as possible and advise the hospital or treatment provider of all available insurance you have, including any travel insurance, extended health insurance and automobile insurance.
Cross border personal injury cases can be complex and you should not delay in consulting a personal injury lawyer with experience in cross border accidents to make certain that your rights are fully protected. Contact our law firm for a complimentary consultation and advice if you are uncertain how to proceed or if you need assistance advancing a claim for your losses in Florida and Ontario.
The Snowbird Attorney regularly represents Ontario Canadian residents who have been seriously injured while visiting the United States and can coordinate access to benefits from your Ontario Insurance policies, as well as available policies from US insurers.
After being involved in a motor vehicle accident while visiting Florida you will have so many questions. The Snowbird Attorney is pleased to offer an online forum for people to get the answers from a Personal Injury Lawyer who specializes in snowbird accidents. We encourage you to join our group at: Ask The Snow Bird Attorney | Facebook or alternatively, feel free to call us for a FREE CONSULTATION at 1-866-234-6093. We are available 24/7.
Andrew Iacobelli is an experienced personal injury lawyer who established Iacobelli Law Firm with offices located in Ontario, Canada and Florida, U.S.A. who is licensed to practice law in Florida, Michigan and Ontario. Andrew restricts his practice to the representation of personal injury victims in claims involving serious injuries and wrongful death in Canada and the United States. Andrew is the author of "Are You a Canadian Injured in the United States? Claim the Damages and Insurance
Coverage the Right Way"
Andrew Iacobelli is a lawyer, licensed to practice law in Florida, Michigan and Ontario. Andrew restricts his practice to the representation of individuals that have been seriously injured.