INSURANCE CLAIMS FOR CANADIAN INJURED IN FLORIDA CAR ACCIDENT

If you are a Canadian injured in a car accident while in Florida, you probably have a lot of questions about your rights and remedies.  Some common questions are: 

• Which insurance company is responsible for my healthcare expenses if I am injured as a Canadian in Florida? 
• Do I make a claim against my Ontario auto insurance policy or the Florida insurance policy?  
• Does my Ontario auto insurance policy cover my medical expenses if I am injured in Florida?
• What if the car that caused the accident has little or no insurance?  

Canadians involved in a Florida automobile accident will often be able to access insurance benefits through their own Canadian insurance, even for car accidents that occurred in Florida.  In addition to obtaining accident benefits or disability insurance payments from your Canadian insurer, you may also be able to claim against the insurance company for the other vehicle/driver in Florida. 

When a Canadian is injured in a car accident in Florida, important decisions will need to be made early that can have a major impact upon your entitlement to compensation.  Among other things, you will need to elect between Florida personal injury protection (PIP) and Ontario accident benefits. It is important to get the facts about the available benefits before electing.

Obtaining compensation for a Canadian involved in a Florida car accident can be challenging and it is important to have an experienced personal injury lawyer on your side.  For a free case review and to learn about your rights as a Canadian injured in a Florida car accident call us today at 1-866-234-6093. 

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